Comments on: McCain and Obama on healthcare

By: Randy Palmer

Randy Palmer — Mon, 20 Dec 2010 02:37:31 +0000

Well, how is Obamacare treating you as we walk into the new year? For me, some of my clients are getting a 200% increase in their rates based on the “new health care law”. “Some people” wanted it, wanting it I mean “everything” in their health insurance plan. Get ready to pay for it.

By: insurance online tips

insurance online tips — Mon, 01 Feb 2010 14:48:33 +0000

When I read the article the only problem with McCain’s plan is that if your company drops the health care plan you would get paid more but if you can’t get health insurance or your premiums are still too high then you’re in serious trouble when it come to getting insurance for you and your family. But then i noticed that a person could buy insurance across state line which would give greater competitions and offer more services and opportunities for insurance which could potentially work.

By: Health Defender

Health Defender — Mon, 16 Nov 2009 08:13:31 +0000

For me personally, the healthcare reform makes no difference. But most of my friends are not happy with it.

By: [my blog is not for SEO, kthxbi]

[my blog is not for SEO, kthxbi] — Tue, 10 Nov 2009 00:27:13 +0000

McCain’s plan would of raised rates to an unbearable levels for the public. Free market works in most cases, but when the companies are not regulated in a correct manner, the public suffers.

By: Alston- Private Medical Ins Agent

Alston- Private Medical Ins Agent — Tue, 27 Oct 2009 02:34:39 +0000

Even though reforming our health care system is likely to put me out of a job, I think that reform could be very good for the nation.

I’d like to see a voucher system that works similarly to the Medicare Advantage policies. By default seniors will get Original Medicare. They can opt out of Medicare and essentially get a voucher that they can use to fully or partially fund the cost of a plan with a private insurer.

The private insurer cannot deny coverage based on medical history, so pre-ex isn’t an issue.

Fining people who can’t afford coverage makes no sense to me. We should all get insurance by default. In fact, I think that is the only way it will work.

By: Jacob

Jacob — Sun, 20 Sep 2009 15:10:43 +0000

Now when the year has passed from the time when this article was posted, and we have Obama as a president, we will be able to observe how Obama’s health care plan will work. After reading your article, I don’t see any positive points in McCain’s health care plan. I am happy that we are now living under the democrats, not republicans, because as you said, millions of dollars would be still going to Iraq rather than support our health care system. Thanks for the explanation of Obama’s plans good sides because I am making a college work on it now and it would be very useful for me.

By: [keywords he wanted to rank for, apparently]

[keywords he wanted to rank for, apparently] — Tue, 12 Aug 2008 17:29:35 +0000

The real long-term solution to making health care more affordable is to make the system more efficient. I think we are headed for a new era of health care reform where health care coverage is no longer separated from health care delivery. This will only happen when there is an electronic infrastructure built by private-public partnerships.

By: HSA

HSA — Wed, 09 Jul 2008 06:32:53 +0000

[I believe this comment and the one above are attempts to rank high for certain keywords, but it appears to have been human written, so if you'd like to say something of substance, post again and I'll let it slide. I've even got nofollow disabled. -ed]

By: Life Insurance Canada

Life Insurance Canada — Fri, 06 Jun 2008 21:37:59 +0000

It's really hard to decide, but as a Toronto life insurance broker I believe massive pooling is inevitable. Yes, market driven system would be more "powerful", on the other hand, some (substantial) number of people would be excluded. That's how market works. You can allow it, when speaking about car market or real estate market (if you can't afford big house, you will not have it), but not when speaking about health care. On the other hand, some market force is inevitable. Our socialized health care system is not perfect as well. It's simply about balancing... Lorne

By: Mr. Gunn

Mr. Gunn — Thu, 05 Jun 2008 16:28:56 +0000

Thanks for the comments, BB. I thought I was pretty clear that I’m a fan of risk-pooling, and for Obama’s plan overall.

By: BB

BB — Thu, 05 Jun 2008 12:13:17 +0000

You won’t be young forever, hopefully. Then you’ll see what the free-market effect of inurance rates does to you. You’ll be excluded for any reason at all, even having seasonal rhinitis. it’s something that cannot happen in a group plan- the risk is spread throughout the group. McCain’s plan has been panned by every major medical economist.

By: Mr. Gunn

Mr. Gunn — Thu, 05 Jun 2008 05:45:04 +0000

Yeah, I think you’ve got it right. They say that free market competition will lower rates eventually, and it will, but I wonder how long it will take and how big an effect it will have. For one, there’s rate lowering pressure in both plans, but also, McCain’s plan seems to favor the wealthy, who can actually benefit from tax breaks and HSAs, and the young, who’ll be able to buy cheaper plans, reducing the risk pooling and forcing higher rates upon those who opt for comprehensive coverage.

I’m a young guy. By that logic, I should be voting for McCain because I’m young and healthy, but I just can’t do it. Not after the past 7+ years of misery.

By: B. Barton

B. Barton — Thu, 05 Jun 2008 00:51:10 +0000

Umm, the way you explain it, McCain’s plan will eliminate group insurance rates for everyone. It will not force cheaper rates through the free market system but raise rates for everyone.
Folks now in MS can buy insurance from PA as long as they qualify for the PA plan.